Why Use an SIP Calculator?
Investing small amounts regularly can lead to massive wealth due to the Power of Compounding. Our 2026 SIP Calculator helps you visualize this growth for both Indian (Lakhs/Crores) and US (Millions) contexts.
Key Benefits
- Rupee/Dollar Cost Averaging: Buy more units when markets are low and fewer when high.
- Discipline: Automates wealth creation without timing the market.
- Flexibility: Start with as little as ₹500 or $50.
How to use this tool?
- Select Region: Use the flag toggle (🇮🇳/🇺🇸) in the menu to set defaults.
- Enter Investment: Input your monthly contribution amount.
- Set Duration: Choose how many years you plan to invest.
Frequently Asked Questions
What is an SIP?
SIP (Systematic Investment Plan) is a method of investing a fixed sum regularly in a mutual fund scheme. It instills financial discipline and takes advantage of rupee/dollar cost averaging.
How much return can I expect?
Returns depend on the asset class. In India, Equity Mutual Funds comfortably deliver 12-15% over the long term. In the US, the S&P 500 historically averages around 8-10%.
Is SIP interest taxable?
Yes. In India, equity SIPs > 1 year attract 12.5% LTCG tax (above ₹1.25L profit). In the US, capital gains tax depends on your income bracket and holding period.
Disclaimer: This tool is for educational purposes only and does not constitute professional financial advice. Results are estimates based on the information provided. Please consult a qualified financial advisor before making important financial decisions.